OK, here's the deal. I have been married for 4 years and our financial staus has been spiraling downwards ever since. I have changed jobs, taken on a second, sold everything that I can think of (or that will even sell) and I am still unable to get us on top. My wife and I both work, I am tryng to finish my schooling and manage two jobs. Unfortunately I don't have a child to use as a sympathy call, but our situation has definitely kept us from being able to make that decision. We have just recently run into a slew of bad tidings and I don't know where else to turn. I don't have assistance from family or friends and my credit is so shot I can't even get a loan. I am being taken to court by two parties, one for non-payment and the other my city for not completing my landscaping in a timely manner. Hence, we need help and I have no idea how to repay but I will promise to do so when I'm acctually in a place that I can save some money. Please help us or I am afraid I will actually lose our home.